Asset Allocation Optimizer

Determine your optimal stock/bond/cash allocation based on age, risk tolerance, and retirement timeline

Your Portfolio Profile

Your Age

Planned Retirement Age

Risk Tolerance

Conservative Aggressive

5 / 10

Current Allocation (Optional)

Enter your current portfolio to see rebalancing recommendations

Current Stocks %

Current Bonds %

Current Cash %

Your Optimal Allocation

Stocks (Equities)

70%

Bonds (Fixed Income)

25%

Cash & Equivalents

5%

📊 Your Portfolio Strategy

PREMIUM

Unlock Advanced Features

Tax-Location Optimization (which assets in which accounts)
Monte Carlo Simulation (10,000 scenarios)
Factor-Based Portfolio Recommendations
Historical Backtest (30+ years)
Downloadable PDF Report
Save Multiple Scenarios

Tax-Location Optimizer

Optimize asset placement across accounts...

Taxable Account: Tax-efficient index funds, municipal bonds

Traditional IRA/401k: Corporate bonds, REITs, actively managed funds

Roth IRA: High-growth stocks, international funds

📚 Related Tools & Resources

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Social Security Optimizer - Optimize claiming strategy
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