🏥 Healthcare Cost Estimator

Estimate your healthcare expenses from early retirement through Medicare and beyond

Current Age

Retirement Age

Life Expectancy

Spouse Age (0 if single)

Health Status

State of Residence

Annual Retirement Income ($) Affects ACA subsidy eligibility

Include Vision & Dental?

LTC Probability (%) Chance of needing long-term care

LTC Duration (Years) Average years of long-term care needed

LTC Annual Cost ($) Cost per year for in-home or facility care

Simulate Habits See impact of lifestyle on costs

Estimated Total Healthcare Costs (Retirement to End of Life)

Pre-Medicare (per year)

Medicare (per year)

Out-of-Pocket (per year)

Long-Term Care Reserve

📅 Healthcare Coverage Timeline

💰 Cost-Saving Strategies

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