Choose a path
🛡️ Crisis Alpha & Tail Risk
What actually protects a portfolio when correlations go to one. Diversification is the thing that stops working on the day you need it. This path goes through the books that explain why — and what, if anything, you can do about it without wrecking the compounding that funds your retirement.
🧠 The Behavioral Edge
The gap between what your portfolio returned and what you did. The average fund beats the average investor in that fund. This path is about that gap — where it comes from, why knowing about a bias does not remove it, and what structural choices actually close it.
🏛️ The Decumulation Defense Blueprint
Spending the portfolio down without the plan being interrupted. Accumulation has one job. Decumulation has six, and they interact. This path sequences the withdrawal mechanics, the interruptions nobody plans for, the ageing of the person running the portfolio, and the handoff — each paired with the calculator that makes it concrete.
🌍 Geography, Debt & the Shape of a Life
The levers that move a retirement date more than a return assumption does. Return assumptions get the attention, but the savings rate, the cost of the place you live and the debt you carry move a retirement date far more reliably. This path covers the levers you actually control.
How these work
Chapters, not books
A path picks the specific chapters that carry the argument, from across several books. You are not asked to read six books end to end to reach one idea.
The tool arrives when it means something
Every calculator sits at the step where the preceding chapters have taught you how to read its output. Running a withdrawal simulator before you understand sequence risk produces a number you cannot interpret.
Navigation, not new material
These pages do not re-teach the books. They decide the order and say what each step delivers, then hand you straight to the chapter or the live tool.
🧭 Looking for something shorter?
Guided Journeys are six-step reading paths with progress tracking, built around a single question. Guided Paths are longer, chapter-level sequences that wire the library to the calculators.