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Maximize benefits while protecting ACA subsidies. The only calculator that shows the true cost of claiming early.
"Tax Bracket Tetris" - visual Tetris-style display shows exactly how much to convert with real-time updates.
Compare locations and see how geo-arbitrage can accelerate your FIRE timeline.
Go-Go/Slow-Go/No-Go presets - model real spending phases and reduce your FIRE number by 15-25%.
Track assets, liabilities, and progress over time with visual charts.
Analyze your portfolio allocation and get personalized recommendations.
Calculate your path to financial independence based on savings rate.
Determine safe withdrawal rates and how long your savings will last.
| Feature | Free | Premium | Lifetime |
|---|---|---|---|
| Basic Calculators (FIRE, 4%, Mortgage) | |||
| Social Security Optimizer | |||
| Roth Conversion Architect | |||
| Geo-FIRE Explorer | |||
| Retirement Reality Curve | |||
| Net Worth Tracker | |||
| Investment Analyzer | |||
| ACA Subsidy Integration | |||
| All Articles & Guides | Limited | ||
| Ad-Free Experience | |||
| Priority Support | |||
| Future Features | Basic only | While subscribed | Forever |
Yes! You can cancel your subscription at any time. You'll continue to have access until the end of your billing period.
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Yes! Contact us after purchasing Lifetime and we'll help cancel your Premium subscription and apply a prorated credit.
You can cancel your subscription anytime. When you cancel, you'll retain full access to all premium features until the end of your current billing period. No refunds are provided for partial periods.
Prices may change as we add more features. Lifetime members lock in today's price and get all future features included.
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