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Privacy Policy

Last Updated: January 9, 2026

Cadvisor Consulting LLC ("Company," "we," "us," or "our"), operating Plan My Retire, respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our retirement planning services.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

This information may include:

1.2 Automatically Collected Information

When you access our website, we may automatically collect:

1.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, remember your preferences, and analyze website usage. You can control cookie settings through your browser preferences.

2. How We Use Your Information

We use the collected information for the following purposes:

3. Information Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

3.1 Service Providers

We may share information with trusted third-party service providers who assist us in operating our website and providing services:

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

3.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests, including:

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. You will be notified of any such change.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information using commercially acceptable means, we cannot guarantee absolute security.

5. Your Rights and Choices

Under Michigan law and applicable federal regulations, you have certain rights regarding your personal information:

5.1 Access and Correction

You have the right to access and update your personal information. You can do this by logging into your account or contacting us.

5.2 Account Deletion

You may request deletion of your account and associated personal information by contacting us at cadvisorconsulting@gmail.com. We will process your request within a reasonable timeframe, subject to legal retention requirements.

5.3 Marketing Communications

You may opt out of receiving marketing communications and newsletters by following the unsubscribe instructions in our emails or contacting us directly. Note that you may still receive transactional emails related to your account or services.

5.4 Cookie Preferences

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality and your ability to use certain features.

5.5 Data Portability

You may request a copy of your personal data in a structured, commonly used format by contacting us.

6. Data Retention

We retain your personal information only for as long as necessary to:

When your information is no longer needed, we will securely delete or anonymize it.

7. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under 18, we will promptly delete it. If you believe we have collected information from a minor, please contact us immediately.

8. Third-Party Links

Our website may contain links to third-party websites, resources, or services. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Calculator Data Storage

Financial data you enter into our calculators (such as retirement savings, expenses, investment amounts) is processed in your browser and may be stored locally on your device using browser storage technologies. This data is not automatically transmitted to our servers unless you explicitly save it to your account (premium feature). You can clear this data at any time through your browser settings.

10. Michigan-Specific Provisions

As a Michigan-based company, we comply with all applicable Michigan state laws regarding data privacy and consumer protection. This includes adherence to Michigan's data breach notification requirements and consumer protection statutes.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The "Last Updated" date at the top of this page indicates when the policy was last revised. We encourage you to review this policy periodically. Continued use of our services after changes constitutes acceptance of the updated policy. For material changes, we will provide additional notice through email or a prominent notice on our website.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Cadvisor Consulting LLC
Plan My Retire
State of Michigan
Email: cadvisorconsulting@gmail.com

13. Consent

By using our website and services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.